Financial Planning Toolkit

Many young adults, especially recent college graduates, face a steep learning curve when living independently for the first time and taking responsibility for their finances. From understanding how to invest and build wealth to budgeting a paycheck and planning for major expenses, there are many important financial skills that are rarely taught in school. Navigating these topics can feel overwhelming, especially when you’re just starting out.
This toolkit is designed to make managing money feel simpler and more approachable. It helps young adults build confidence in their financial decisions through beginner-friendly tools that provide practical guidance for everyday financial challenges.
The toolkit currently includes five beta tools:
– Paycheck Planner: Figure out how to allocate your first full-time paycheck and build a monthly budget.
– Savings Goals Planner: Create a savings plan for short-term goals, such as buying a laptop or making a major purchase.
– Saving & Investing Planner: Determine how much to put toward savings and investments based on your financial goals.
– Moving Budget Planner: Plan and track the costs associated with moving out and living independently.
– Financial Checkup Calculator: Evaluate your current financial habits and see where you may need to make adjustments.
Each tool also comes with a complementary spreadsheet tracker, allowing users to monitor their progress, track actual spending, and keep their finances organized over time. The goal is to take the guesswork and intimidation out of managing money, giving young adults the knowledge, structure, and confidence to build healthy financial habits from the start.